Free Financial Education classes are available. Click here to learn more.
NEW: Submit a financial assistance request online! We’ve made it easier than ever to request help. Click here to submit an online request for help with your rent, mortgage, or utility bill.
Helping families and individuals avoid homelessness and achieve financial security through case management, education and emergency financial assistance.
Client Services
We focus on giving a hand up, not just a hand out, through our many financial education and literacy services.
- Long-term case management
- Financial education
- Short-term financial assistance
- Comprehensive community resources
- Housing stability
Community Resources
Our Financial Stability team is here as a resource to support you in your journey to financial security.
- Community outreach presentations and classes on financial literacy and other special topics
- Free virtual financial literacy classes open to the community
- Collaboration with local service providers
Information For Clients
Resources and information for current and prospective Financial Stability clients.
How to Apply for Financial Assistance
We are currently accepting applications for two types of financial assistance: (1) utility bill assistance and (2) rent or mortgage assistance.
Apply for Rent, Mortgage, or Utility Assistance: To apply for financial assistance, click here to fill out our online request form.
We will respond to your request as soon as possible. Financial assistance requests are accepted online only. Please note that submitting multiple requests will not expedite response time.
**Please note we are currently experiencing higher-than-normal demand for rent and mortgage assistance. Expect an extended wait time for a response to your request. If your request is urgent, please review the resource lists linked in the “More Community Resources” section below.
Free Financial Education
Finances can be stressful. But if you have the right tools, they don’t have to be! Catholic Charities has partnered with Frost Bank to offer FREE Money Smart Management Trainings. In these classes, you will learn how to build a better financial future from industry experts at Frost Bank.
Classes in English – Virtual Only
January 8, 2026 from 9:00 to 10:00 am – Budgeting
February 5, 2026 from 9:00 to 10:00 am – Your Spending and Saving Plan
March 5, 2026 from 9:00 to 10:00 am – Making Housing Decisions
April 2, 2026 from 9:00 to 10:00 am – Your Money Values and Influences
May 7, 2026 from 9:00 to 10:00 am – Credit Reports and Scores
June 4, 2026 from 9:00 to 10:00 am – Making a Budget Work
July 2, 2026 from 9:00 to 10:00 am – Preparing for an Emergency
August 6, 2026 from 9:00 to 10:00 am – Basic Banking
September 3, 2026 from 9:00 to 10:00 am – Mobile Banking
October 1, 2026 from 9:00 to 10:00 am – Protecting Your Identity and Other Assets
November 5, 2026 from 9:00 to 10:00 am – Using Credit Cards
December 3, 2026 from 9:00 to 10:00 am – Managing Debt
Click here to register for one or more classes in English. You will receive a Zoom link after you register.
Classes in Spanish – Virtual Only
January 8, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Budgeting
February 5, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Your Spending and Saving Plan
March 5, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Making Housing Decisions
April 2, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Your Money Values and Influences
May 7, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Credit Reports and Scores
June 4, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Making a Budget Work
July 2, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Preparing for an Emergency
August 6, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Basic Banking
September 3, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Mobile Banking
October 1, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Protecting Your Identity and Other Assets
November 5, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Using Credit Cards
December 3, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Managing Debt
Click here to register for one or more classes in Spanish. You will receive a Zoom link after you register.
To ensure our classes are enjoyable for everyone, please follow our class guidelines:
- Never take a class from a moving vehicle.
- Do not attend a class in busy or loud public spaces.
- Please arrive on time.
- Help our classes be engaging by keeping your camera on and keep your face on camera (unless using our dial-in option).
- Mute your microphone except when asking/answering questions, or joining in on class discussions.
Thank you!
CCCTX Budgeting Classes are hosted in collaboration with our Frost Bank Community Partners. If you have any questions regarding these classes, send them to [email protected] .
More Community Resources
If you need support services we do not currently offer, we’ve created special resource guides to help you. Click here to view our CCCTX Community Resources lists to see other services available in our community.
Classes in English – Virtual Only
January 8, 2026 from 9:00 to 10:00 am – Budgeting
February 5, 2026 from 9:00 to 10:00 am – Your Spending and Saving Plan
March 5, 2026 from 9:00 to 10:00 am – Making Housing Decisions
April 2, 2026 from 9:00 to 10:00 am – Your Money Values and Influences
May 7, 2026 from 9:00 to 10:00 am – Credit Reports and Scores
June 4, 2026 from 9:00 to 10:00 am – Making a Budget Work
July 2, 2026 from 9:00 to 10:00 am – Preparing for an Emergency
August 6, 2026 from 9:00 to 10:00 am – Basic Banking
September 3, 2026 from 9:00 to 10:00 am – Mobile Banking
October 1, 2026 from 9:00 to 10:00 am – Protecting Your Identity and Other Assets
November 5, 2026 from 9:00 to 10:00 am – Using Credit Cards
December 3, 2026 from 9:00 to 10:00 am – Managing Debt
Click here to register for one or more classes in English. You will receive a Zoom link after you register.
Classes in Spanish – Virtual Only
January 8, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Budgeting
February 5, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Your Spending and Saving Plan
March 5, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Making Housing Decisions
April 2, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Your Money Values and Influences
May 7, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Credit Reports and Scores
June 4, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Making a Budget Work
July 2, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Preparing for an Emergency
August 6, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Basic Banking
September 3, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Mobile Banking
October 1, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Protecting Your Identity and Other Assets
November 5, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Using Credit Cards
December 3, 2026 from 11:00 am – 12:00 pm OR 1:00 – 2:00 pm – Managing Debt
Click here to register for one or more classes in Spanish. You will receive a Zoom link after you register.
To ensure our classes are enjoyable for everyone, please follow our class guidelines:
- Never take a class from a moving vehicle.
- Do not attend a class in busy or loud public spaces.
- Please arrive on time.
- Help our classes be engaging by keeping your camera on and keep your face on camera (unless using our dial-in option).
- Mute your microphone except when asking/answering questions, or joining in on class discussions.
Thank you!
CCCTX Budgeting Classes are hosted in collaboration with our Frost Bank Community Partners. If you have any questions regarding these classes, send them to [email protected] .
Information For Donors, Volunteers & Partners
Here’s how you can support our Financial Stability program!
Learn
Attend one of our financial education courses or schedule a presentation.
Give
Your financial donation helps us increase financial assistance for our clients in need. Donate today.
Share
Volunteer to assist in financial education efforts and client intake. Learn more about our volunteer opportunities.
Special Events & Promotions
Current offerings from our Financial Stability program.
Special Assistance Opportunites
See below for opportunities currently available thanks to grant funding from our community partners.
Texas Gas Service Utility Assistance
Catholic Charities has partnered with Texas Gas Service to provide utility bill assistance to Texans in need.
ELIGIBILITY: You are eligible for help with your Texas Gas Service bill if you are a resident in one of the following areas:
- Galveston: Galveston, Jamaica Beach, Bayou Vista
- Port Arthur: Port Arthur, Nederland, Port Neches, Groves.
To request assistance with your Texas Gas Service bill, fill out our online financial assistance request form above.
Impact Story
Contact Financial Stability
Do you have questions or want to learn more about our Financial Stability program? Contact your closest CCCTX location for more information.
TESTIMONIALS
Read what our clients and case managers have to say about our Financial Stability program.
Financial Stability ClientCCCTX has been a major light in this dark time for me, and I can’t thank them enough...
Financial Stability ClientThank you so much for the help you are proving me. Since I met [my case manager], my burdens are ceasing because [they] helped me with the deposit and first month rent of an apartment that I can afford. I feel better now knowing that I have roof over my head. Thank you CCCTX.